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With Or Without Dental Insurance, We Can Help [BLOG]

Dental Exams and Cleanings | 3 | Dr. James C. Ross Cosmetic & Laser Dentistry | Novi, MI

If you are looking for a comprehensive yet affordable dentist in Novi MI, you’ve landed in just the right place. Our leader, Dr. Ross, focuses on every aspect of dentistry, including preventive dentistry, restorative dentsitry and cosmetic dentistry. Our goal is to provide you the high-quality care you deserve at every stage of life, without breaking the bank in the process. Today we want to show you how you can receive great dentistry on a budget. This means using everything from dental insurance to promotions and payment plans to get your smile where it needs to go from year to year. Keep reading and then call us at 248-697-2487 to come see for yourself what a great dentist can do for you and your family.

Tip #1 Maximize Any Dental Insurance Benefits

Here’s the thing: most dental insurance providers give cardholders an annual allotment of dollars to use toward dental work. Most people receive about $1,000 to $1,500 every year. Dental insurance is a great annual resource for many patients. It allows people to receive free or discounted cleanings and discounts on some services, but there are a few things you need to keep in mind about dental insurance:

  • Insurance Dollars Expire: Even though you’ll pay high premiums for your dental insurance every month, typically, whatever you do not spend by Dec. 31 of each year will expire. This money doesn’t roll over to the next year. It goes back to your dental insurance provider. 
  • Insurance Won’t Cover Everything: Insurance can make treatment affordable, and put it in reach, but it usually only covers a portion of advanced treatments. All providers are unique, but we have found that sometimes patients have to cover as much as 50 percent of the treatment, even for a simple filling. In addition, it’s possible that your insurance will not cover procedures like orthodontics or dental implants. The real problem is when patients let the insurance companies dictate their treatment. So, instead of getting the best, most-needed care, they are only getting the care their insurance allows. 

Tip #2 Find Affordable Dental Care Without Insurance  

More than half of all Americans have some level of dental insurance. If you’re not among that number, don’t rule yourself out for the dental treatment you need. As a compassionate and caring leader, Dr. Ross has implemented payment options and special promotions that you can make use of to get access to the care you need. 

We offer two forms of financing: Care Credit and Lending Club, to help you make your dentistry more affordable. These organizations give you interest-free financing options for extended periods of time. 

Tip #3 Call Us Today

We hope you have been inspired by the possibilities that exist for you here, with or without dental insurance. During your initial consultation, we’ll show you the treatment you need and estimate the costs. At our Novi MI dental office, we can offer you dentistry on a budget, and won’t spring any surprises on you when it’s time to pay. You can start by calling us today at 248-697-2487 or contacting us online to request your next appointment with Dr. Ross!

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